What actually happens when you cross a consistency percentage

Crossing the percentage acts on a request, not on your open positions. Across the published cells recorded below, the consequences are one of four things: the total profit required to pass rises, a consistency target rises, the payout request is held, or the pass is blocked until the ratio comes back inside the limit. None of the recorded consequences close the account or move the drawdown floor.

Three of the firms covered here publish the deferral in their own words. That exceeding the target does not breach the account, and that the fix is more total profit or more trading days. Find that sentence on your own plan’s page before you rely on it, because it separates a delay you can trade out of from a rule you are guessing about. Where the page does not carry it, the state is unresolved and the firm’s support desk is the only thing that settles it.

The expensive reaction is treating a held request as a failure and resetting or abandoning the account. Under every consequence recorded below, a held request leaves a live account with the profit still in it, so a reset spends money to delete profit that was one gap away from releasing, $1,500 away, in the worked example.

Reading your ratio against lifetime profit when the plan measures profit since your last payout request is how a trader decides they are gated when they are clear, or clear when they are gated. The percentage is the easy half of the rule. The denominator is the half that decides what happens next.

Three denominators appear in the cells below. Largest single day divided by total net profit is the most common: the finish line moves whenever you trade, because both halves change. Largest single day measured against the profit target divides by a fixed number instead, and the recorded consequence there is a raised consistency target that gates the payout. Largest single day divided by profit since the last approved payout restarts the calculation each time a payout clears, so a first request and a fourth request are measured over different windows.

That choice decides whether the $1,500 gap in the worked example can be traded away at all. Under the total-profit denominator used there, more profit closes it. Under a profit-target denominator, additional profit does not change a comparison against a number that never moves.

Copying a share from a comparison table and applying it to the plan you actually bought is the most reliable way to be gated by a number you never read. Within a single firm the recorded shares differ by phase, by plan and by payout number, and across the cells below they run from 20% to 50%, with several plans publishing none at all.

Four shapes recur. A share in the evaluation and none once funded. None in the evaluation and a gate only at the payout stage. A share that changes with each payout number. And a share tied to when the account was bought or last reset, so two traders holding the same product name sit under different numbers. One funded program publishes two payout paths (one gated by a consistency target, one requiring a count of qualifying winning days instead) with the trader electing which path to use at the moment of the request.

A plan page with no consistency column leaves the question open. Our records keep silence and a published none as separate states and send you to the firm rather than converting one into the other.

Take five facts off the firm’s own page and write them beside the account before you request anything.

• The percentage, and the exact phase it applies to: evaluation, funded, or both.
• The denominator: total net profit, the profit target, or profit since the last approved payout.
• The reset point: whether the count restarts after each approved payout.
• The consequence in the firm’s own words: raised target, held request, or blocked pass.
• Whether the share changes for your second and third requests, and whether it is tied to your purchase or reset date.

With the percentage and the denominator in hand, the release number is arithmetic you can run before the request instead of after the hold: largest day divided by the share, compared with the profit your plan counts. A $1,800 best day under a 40% share releases at $4,500, and the decision in front of you is whether to trade the gap first or request now and accept the hold.

The size of the closing day matters as much as the total. Days smaller than your current best day add to the denominator without touching the numerator, so the requirement stays put while you close on it. A day large enough to become the new best day resets the requirement upward, which is why a single outsized session can leave an account further from release than it was that morning.